Background

David A. Cechanowicz began his career in the financial services industry concentrating on the estate, retirement and business planning needs of closely held business owners. For over 40 years he has worked with countless individuals, businesses and families across the United States. David's combination of legal and financial planning experience makes him uniquely qualified to counsel clients on the complex issues where the law, taxes and financial matters intersect. 

Some major areas of planning include retirement plan analysis, including the design and implementation of qualified plans; succession planning and estate planning.

David has been giving personal guidance on the income tax impact of investments, budgeting and cash flow analysis, planning for retirement as well as charitable planning.

Education:

Juris Doctor, University of New Mexico
Masters Degree in Financial Services - The American College
Chartered Financial Consultant - The American College
Chartered Life Underwriter - The American College
Master of Arts Near Eastern Studies - University of Michigan
Bachelor of Arts - Central Michigan University          

Experience

Mr. Cechanowicz is a former board member of the Detroit chapter of the International Association of Financial Planners, the Financial and Estate Planning Council of Detroit, and the Society of Financial Service Professionals. As a former adjunct faculty member of Oakland University he taught classes for the CFP® designation in retirement planning and employee benefits.  The CFP® Board of Standards has received services from David in writing exam questions for candidates seeking the CERTIFIED FINANCIAL PLANNER™ designation.

He has testified before the IRS on distribution issues for qualified plans, and has been an expert witness in Federal Court on life insurance matters. He has also been an expert witness in an FINRA securities arbitration matter.  He has spoken before many groups on topics concerning financial planning, risk management, retirement and estate planning, including the AICPA Annual Advanced Estate Planning Conference and the National Academy of Elder Law Attorneys.  As a free-lance writer, Mr. Cechanowicz has authored articles on life insurance and financial matters.

Recently Mr. Cechanowicz completed the required training to be awarded the Acredited Investment Fiduciary® (AIF®) designation from Fiduciary360, an organization offering training, tools and resources to promote a culture of fiduciary responsibility and improve the decision making processes of fiduciaries. The AIF® designation signifies knowledge of fiduciary responsibility and the ability to implement policies and procedures that meet a defined standard of care.

Mr. Cechanowicz is also an Accredited Estate Planner (AEP®), a designation awarded by the National Association of Estate Planners and Councils. The designation is given to estate planning professionals who meet special requirements of education, experience, knowledge, professional reputation and character.

As an Enrolled Agent (EA), the highest credential awarded by the IRS, David has unlimited rights to represent taxpayers before the IRS.